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Looking for a Debt Collection Lawyer or Attorney in Johannesburg?


Definitions on the web:

Debt collection is a deliberate attempt by a business to collect an obligation that has become past due. In normal transactions between two businesses, an invoice is rendered and payment is due within 30 days—unless, by special arrangement, a more generous schedule of payments has been agreed upon. Debt Collection Lawyer or Attorney in Johannesburg

Litigation Law covers the process of bringing and pursuing a lawsuit, and encompasses the entire procedure. A lawsuit is a case or controversy authorized by law, to be decided in a court of justice, brought by one person or entity against another person or entity for the purpose of enforcing a right or redressing a grievance. Debt Collection Lawyer or Attorney in Johannesburg

A collection agency is a business that pursues payments of debts owed by individuals or businesses. Most collection agencies operate as agents of creditors and collect debts for a fee or percentage of the total amount owed. Debt Collection Lawyer or Attorney in Johannesburg

There are many types of collection agencies. First-party agencies are often times subsidiaries of the original company the debt is owed to. Third-party agencies are separate companies contracted by a company to collect debts on their behalf for a fee. Debt buyers purchase the debt at a small fraction of its value, then attempt to collect it. The practices of collection agencies can be very aggressive; each country has its own rules and regulations regarding them. Debt Collection Lawyer or Attorney in Johannesburg

The person who owes the bill or debt is the debtor. Debtors may fail to pay (default) for various reasons: because of a lack of financial planning or over commitment on their part; due to an unforeseen eventuality such as the loss of a job or health problems; dispute or disagreement over the debt or what is being billed for; or dishonesty. The debtor may be either a person or an entity such as a company. Collection of debts from individual people is subject to much more restrictive rules than enforcement against a business.

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